OBMMI™ provides the most comprehensive, accurate, timely, and interactive analysis of pricing ever conducted in the mortgage industry. Calculated from actual locked rates with consumers across 35% of all mortgage transactions nationwide, OBMMI includes multiple mortgage pricing indices developed around the most popular mortgage products and specific borrower attributes to provide configurable trending of rates over time. Interest rates are subject to change without notice based on market conditions. Your actual rate, payment, and costs could be higher. Rates may vary based on credit score, loan-to-value ratio, loan type, and other factors. Not all applicants will qualify for the lowest rates. Please contact us for current rates, terms, and conditions. All loans are subject to underwriting approval. NMLS ID #2127838.